Most of us in the PF blogosphere are familiar with Gail, but if you’re not, here’s a short bio stolen from Wikipedia:
Gail Vaz-Oxlade is a Canadian financial writer and television personality who lives in Brighton, Ontario, Canada. Vaz-Oxlade hosts the Canadian television series Til Debt Do Us Part and Princess. Vaz-Oxlade is also a regular columnist for Yahoo!
She has written numerous personal finance books as well with the most recent one being “Money Rules”. Recently my mother and I went to see her speak at Mohawk College in Hamilton. Did I learn anything I didn’t already know? Nope. Was it worth the price of admission? Most definitely yes! I’ve seen every (and I do mean every!) episode of Til Debt do Us Part, so it was nice to finally see her in person.
Gail is funny – and crude. Seriously – she used a lot of swear words during her presentation. Since I’ve only seen her on T.V. where they don’t tend to allow you to swear , this came as a bit of a shock. But she had the crowd in stitches with her no holds barred attitude.
She covered a few of her money rules during the talk – like – don’t spend more than you earn, save for a rainy day – all those not so exciting, but necessary things. She also said she encouraged everyone to keep a spending journal for the year – keeping track of every cent you spend on every thing (always get a receipt!). She said she uses her credit card as much as possible to help keep track of what she spends. Apparently, she has quite a weakness for Tim Horton’s steeped tea. I try to do the same, but not so much for littler purchases. If I tracked how much I spent on everything I’m sure I’d be quite shocked!
At the end of her talk she took questions. She gave the best answers she could, but it’s hard to fix a complicated financial problem with minimal information and not a lot of time. There also seemed to be some disagreement amongst the crowd as the best way to qualify for OSAP (do they count your savings, your income, or both)?
All in all, and enjoyable evening.
If you could see one PF guru talk, who would it be?