This is a guest post from Siobhan at http://www.icantpaymybill.com,

There are many circumstances that can lead to not being able to pay bills. There is also an undeniable social stigma involved in being unable to pay a bill. ICantPayMyBill.com was founded as a support forum for people who, for whatever reason, find themselves in this uncomfortable situation. If you find yourself saying, “I can’t pay my phone bill” or “I can’t pay my electric bill”, then this website is for you. Credit card bills and utility bills add up, and unexpected expenses can often mean that you find yourself short on cash, even if you had mapped out your finances in advance. So, if you’ve fallen behind, how do you go about paying overdue bills? Icantpaymybill.com offers an extensive research database and learning center for how to pay off bills and repair credit. We invite you to browse our library of bill paying tips and guides, and we’re confident that you’ll find a helpful resource that will allow you to get out of debt quickly and efficiently, and to get back to financial stability. Whether it’s credit-lending department stores like a Wal-Mart bill, a grocery store bill, or a Macy’s bill, or a utility bill like your phone bills, heating bills, or electric bills, this website has researched the best ways to pay, the worst possible outcome (creditors calling, repossession), and how other people who couldn’t pay that particular bill have dealt with the problem.

Many people who can’t pay a bill will instinctively begin dodging calls and invoices, and ignoring them. This shutdown is not healthy. Instead, typically, we recommend the direct approach—actually contact the company—and you’ll see we have tried to provide contact information for the accounts receivable department of many major businesses. You’ll be surprised, often companies will work with you to actually help pay bills, since they would rather get some money than no money at all. We’ve put together a great collection of bill paying strategies that we think anyone who has fallen behind with payments should read and execute on.

If you find this website helpful, please let us know. Also, please contribute by sharing any experiences, successful or not, you’ve had paying your bills. Our aim is to build an open community where people who feel overwhelmed by bills can come to share experiences, talk about what’s worked and what hasn’t, and ultimately find a solid bill paying solution. Thanks for reading!